3 Reasons We’re Definitely Not in a Housing Bubble

Home values appreciated by about ten percent in 2020, and they’re forecast to appreciate by about five percent this year. This has some voicing concern that we may be in another housing bubble like the one we experienced a little over a decade ago. Here are three reasons why this market is totally different.

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Kayla Crugnale
What Credit Score Do You Need for a Mortgage?

The fact that the average American has seen their credit score go up in recent years is a great sign of financial health. As someone’s score rises, they’re building toward a stronger financial future. Recently, lending standards tightened and many are concerned over whether or not their credit score is strong enough to qualify for a mortgage. Click over to the website to learn more ..

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Kayla Crugnale
Why Owning a Home Is a Powerful Financial Decision

In today’s housing market, there are clear financial benefits to owning a home: increasing equity, the chance to build your net worth, and appreciating home values, just to name a few. If you’re a renter, it’s never too early to think about how homeownership can propel you toward a stronger future.

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Kayla Crugnale
Millennials: Is It Time to Buy a Bigger Home?

If you’re like many millennials who are spending much more time at home these days, you may have a growing need for more space or upgraded features, making moving more desirable than ever. Even if you bought a home sometime in the last few years, you may have more equity than you realize, and that’s a big factor to consider when you’re thinking about moving.

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Kayla Crugnale
Do I Really Need a 20% Down Payment to Buy a Home?

Is the idea of saving for a down payment holding you back from buying a home right now? You may be eager to take advantage of today’s low mortgage rates, but the thought of needing a large down payment might make you want to pump the brakes. Today, there’s still a common myth that you have to come up with 20% of the total sale price for your down payment. This means people who could buy a home may be putting their plans on hold because they don’t have that much saved yet.

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Kayla Crugnale
Top Things Sellers Should Disclose

When the time comes for buyers to start seriously looking at properties and considering an offer to purchase they often wonder and ask their agent, "what exactly does a seller have to disclose about this property?" The MLS listing sheet that is made available online to you and your agent is filled with a lot of information about the subject property. In fact, there is a designated section for "disclosures" to state anything that must be disclosed to potential buyers. So, what can you expect to be in this section or disclosed to you at the time of a showing? Read on for some principles and questions to find out the most important information regarding a property.

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Kayla Crugnale